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The Best 13 Math Competitions for High School Students
College Planning

The Best 13 Math Competitions for High School Students

Math competitions are a fantastic extracurricular activity for high school students. Math competitions help students improve their math skills, earn scholarships, and stand out as college applicants.  If you are interested in getting into high school math competitions but aren’t sure where to begin, this article is for you. We’ll give you all the details on 13 math competitions for high school students, including the eligibility requirements and cash prize opportunities for each competition.  We’ll also briefly explain how to decide which math competition is right for you and how math competitions can help you shine as a college applicant. So let’s get started!     How to Use This List We know that different students have unique reasons for wanting to participate in high school math...
American Express Student Loan Alternatives
Financial Aid

American Express Student Loan Alternatives

American Express offers a variety of financial products to its customers — but there’s no such thing as an American Express student loan. If you’re looking to cover educational costs, you could in theory use your Amex card or take out a personal loan, but is either option the best for you financially? Although American Express student loans may not be an option, alternatives are available that won’t require you to max out your credit card or take out a high–interest loan. Here are a few options if you need money for school. Alternatives to American Express student loans Some students manage to pay for their education by receiving gift aid (such as scholarships), working to increase their income and asking for help from f...
Read This Before You Send SAT Scores to Colleges
College Planning

Read This Before You Send SAT Scores to Colleges

No matter how stellar your transcript, no matter how mastered your extracurricular activities, no matter how lyrical your essay—no application is complete without your SAT scores. So how do you make sure your SAT scores are sent properly, at the right time, and with only the scores you are most proud of? Read on for our best advice on the decisions you'll be faced with and what to do in case something goes wrong. (more…)
Read This Before Sending ACT Scores to Colleges
College Planning

Read This Before Sending ACT Scores to Colleges

No college application is complete without test scores. But sending scores to colleges doesn't have to be a confusing and frustrating process! Read this article to understand all the options for sending out your ACT scores, to get help with the many decisions you will have to make, and to know what to do if you run into problems. I'll describe the basic process of how to send ACT scores, how to take full advantage of the ACT's individual score reporting, when to send scores, and how to make sure your scores don't get lost. At the same time, I'll go through the pros and cons of every option and suggest a recommended course of action.   How to Send Your ACT Scores: 2 Methods You can send your ACT scores either when you take the test or any time after you get your scores.   Method 1: Us...
What’s the Total Cost of the SAT?
College Planning

What’s the Total Cost of the SAT?

Just like many parts of the college application process, taking the SAT (and even using your SAT scores) comes with an assortment of fees. Here, I'll break down every possible SAT registration cost and score fee. We'll go over strategies for saving as much money as possible on the SAT.   Registration Costs for the SAT (Updated for 2022-2023) Registration charges are unfortunately mandatory if you are planning on taking the SAT. Registration-related fees, or add-ons that can bump up your costs, aren't required of test-takers. These extra services could be useful in special circumstances, even though you'll end up shelling out a few extra bucks. It costs $60 to register for the SAT. (As a reminder, the SAT with Essay stopped being offered during normal testing as of June 2021.) And here's ...
Can You Apply Early Action to Multiple Schools?
College Planning

Can You Apply Early Action to Multiple Schools?

Applying early action to colleges can have a lot of benefits: you'll get your applications out of the way faster, you'll get your decisions faster, and you may have a slightly better chance of getting admitted.  But can you apply early action to multiple schools? The answer gets a bit complicated! However, in this guide, we'll explain everything you need to know about early action and walk you through how to take advantage of early action and its benefits.   What Is Early Action? Early action is an admission plan offered by some colleges. As the name indicates, when you apply early action, you apply by an earlier deadline (often November 1) and receive an admissions decision earlier (often mid-December).  If you apply regular decision, the deadline is typically in early January, and you ...
Iowa Student Loan Review – Student Loan Hero
Financial Aid

Iowa Student Loan Review – Student Loan Hero

While federal loans are the best starting point when you need to borrow money to pay for college, there are times when you may need additional financing. If you’re ineligible for federal aid or have reached the annual or aggregate maximum, private lenders like ISL Education Lending — formerly known as Iowa Student Loan — can come in handy. The Iowa Student Loan Liquidity Corporation is a nonprofit organization that offers student loans and student loan refinancing under the name ISL Education Lending. As a nonprofit organization, ISL Education Lending is able to provide multiple low-interest loan options, including non-cosigned loans for undergraduate students. ISL Education Lending student loan refinance review While most student loan refinancing compa...
LendKey Student Loan Review – Student Loan Hero
Financial Aid

LendKey Student Loan Review – Student Loan Hero

LendKey is a relatively young company — it was founded in 2009 — but has grown at a rapid rate. Since its inception, it has worked with its partner lenders to issue over $4.5 billion in loans. LendKey offers private student loans and student loan refinancing. LendKey is a marketplace, meaning it connects borrowers with lenders. But while most marketplaces only work with a few companies, LendKey partners with hundreds of banks and credit unions. So, will LendKey be right for you? Whether you need private student loans to cover your remaining education costs or want to refinance existing student loan debt, here’s what you need to know. LendKey student loan refinance review LendKey allows borrowers to refinance both federal and private student loans. You c...
Why Are College Applications So Stressful? 5 Helpful Strategies
College Planning

Why Are College Applications So Stressful? 5 Helpful Strategies

A totally normal (but totally frustrating!) part of getting ready for college is college application stress. Statistics show that 76% of students feel high levels of stress about the college application process…so if you’re feeling overwhelmed by college applications, you aren’t alone! The good news is that there are steps you can take to prepare for the college application process, including having some stress management tactics at the ready. In this article, we’ll cover everything you need to know for effective college application stress management, including:  Answering the question, “Why are college applications so stressful?” Explaining four reasons why college applications are so stressful Providing a college application schedule to help manage stress Listing five tips for managing...
SoFi Student Loan Review – Student Loan Hero
Financial Aid

SoFi Student Loan Review – Student Loan Hero

Social Finance — more commonly known as SoFi — became the first company to refinance both federal and private student loans in 2012 and has remained an industry leader. More recently, in 2019, the online lender began providing student loans for current students and their parents. While sometimes restrictive with its eligibility requirements, SoFi reviews and improves its products to reward members with competitive interest rates, a high degree of repayment flexibility and unique, company-exclusive benefits. SoFi student loan refinance review SoFi is one of the largest student loan refinancing companies in the industry. The online lender has refinanced over $30 billion worth of student loans for more than 375,000 members, while delivering many features n...
How To Save Money For College Tuition
College Planning

How To Save Money For College Tuition

“And as with any investment, but especially with college savings plans, it’s always best to begin putting aside money as soon as you can.” This tagline from U.S. News says it all. It doesn’t matter what you put your money into to save for college — starting as early as possible is universally the best decision you can make. But, when exactly should your financial plan begin for funding college? Ideally, it’s best to start when you’re thinking about having children. However, it’s most likely that more than a few years have passed since that time in your family’s life. So, let’s turn our thoughts from when to where. Here are my top 11 suggestions for the best places to save money for college tuition. How To Save Money For College Tuition – The Top 11 Places 1. Section 529 College Savings Pl...
4 Steps to Make Your Provisional Admission Permanent
College Planning

4 Steps to Make Your Provisional Admission Permanent

Did you get a provisional offer of admission from your dream college? What does provisional admission mean, and what do you need to do next? And have you been accepted or not? Provisional admission can be confusing for students and parents to navigate, but we're here to explain the process as well as the steps you need to take to get that official admissions letter.   What Is Provisional Admission? If you receive a provisional offer of admission, what does that actually mean? A provisional admission means that you'll be admitted to the school provided you complete a certain set of requirements (these will be spelled out for you when you receive the provisional admission). The requirements are often one or more classes you need to complete (often earning a certain letter grade in them) or...
The Importance of Education in the Indian American Community
College Planning

The Importance of Education in the Indian American Community

June 15, 2022 We applaud a rising Stanford freshman for shining a light on the importance of education in the Indian American community (photo credit: King of Hearts). Are you the child of immigrants from India? Do your parents’ friends go up to you at Costco and ask where you’ll be applying to college? Do you regularly Google the US News & World Report college rankings? If so, know that you’re not alone. Like many other young Indian Americans, your parents value education as they believe an elite American university will be your ticket to the American Dream. And your parents are not wrong. As we’ve shown time and again on the pages of this college admissions blog, attending an Ivy League or other high...
Nelnet Bank/U-Fi Student Loan Review
Financial Aid

Nelnet Bank/U-Fi Student Loan Review

U-Fi by Nelnet was a leading private student loan lender. However, in April 2022, U-Fi was phased out — Nelnet now operates its private student loan and student loan refinancing business under the name Nelnet Bank. Through Nelnet Bank, customers can borrow money for their undergraduate or graduate degrees, or refinance existing student loans. Nelnet Bank (formerly U-Fi) student loan refinance review With Nelnet Bank, you can refinance your loans and select a loan term as long as 25 years. Plus, Nelnet Bank is one of just a few lenders that allow parents to refinance and transfer the loans to the student. Nelnet Bank student loan refinancing is a good fit for parent PLUS loan borrowers that want to transfer their debt to their child. (Note, however, that...
Impact of $10,000 in Student Loan Forgiveness
Financial Aid

Impact of $10,000 in Student Loan Forgiveness

The White House says there’s no final decision on student loan cancellation, despite a report from the Washington Post that the Biden administration is set to forgive $10,000 per federal borrower. The latest Student Loan Hero study looks at how borrowers would be impacted by the proposed $10,000 in forgiveness. For deeply indebted borrowers, the impact might be minimal, but it could potentially free others — 1 in 3 eligible borrowers, in fact — from all their federal student debt. The difference lies in how much debt each borrower carries and what kind of student loans they have. It’s expected that only federal loans owned by the government will be eligible for forgiveness, accounting for about $1.4 trillion (or 78%) of outstanding student debt. Forgiveness isn’t...